We believe that education is the first step in understanding how to set financial goals.
Set your goals and we help you map out the plan to achieve them using our proprietary software MoneyGuidePro®
The MoneyGuidePro® acts as your "Roadmap" which helps you track your progress on the journey to financial freedom.
We enable our clients to make informed decisions through education.
We believe that not every product is for every client. We look at your goals & needs then work to provide advice on the appropriate investment recommendations.
We can help you with your "Roll Over" questions and provide assistance.
Individual Retirement Plans
Fixed Indexed Annuities
Qualified Tuition Programs (529 Plans)
Call: (336) 803-4318
Email to set up an appointment or to receive more information
CAPITAL Choice is independent so that the company can select those products and services that are competitive. The company constantly strives to do what is right for you and your family.
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The Rule of 72 is a quick way to estimate the number of years required to double your invested funds at any given rate of return. It works by dividing the rate into 72. For example, money invested at a 3% rate of return, should double in 24 years. Any money. Invested with a 7% rate should double in 10 years.
When the interest on your investments earns interest, it allows you to save more in the long run. If you start with $1,000 with an interest rate of 4% at the end of the year. When you compound, you’ll continue to gain interest on your original investment, but also on the interest you already earned.
Both annuities and mutual funds are types of products that allow you to spread your savings across different investment medium (i.e., stocks, bond, etc.). The biggest difference between the two is that annuities are often considered a less-risky option-because there is a guarantee* on the money you invest.
There are two main types of annuities: variable and fix – any we offer both. The rate of return for variable annuities is based on the performance of underlying investment sub-accounts that you choose based on you preferred level of risk and investment objectives. The rate of return for fixed annuities is based on a guarantee that gains will not drop below a certain percentage of the invested amount.
Like annuities, mutual funds pool money from individual and institutional investors, and then use that money to invest in selection of investment. Medium. There are no guarantees on mutual funds, so the value of your funds relies completely on the performance of the mediums.
*All guarantees are subject to the claims-paying ability of the insurer.
Managed money accounts allow you to place your infested fund in the hands of a professional for a predetermined annual fee- rather than buying and selling the securities yourself. The professional will help you determine an actionable strategy and investment portfolio tailored to help you meet your goals.
There are two primary types of retirement account to consider: IRAs and 401Ks. Both are popular tax-advantaged investment options. A 401K is a plan sponsored by an employer that allows employees to incest a piece of their paycheck, pretax, and offers opportunities for employer-matched contributions. Taxes are paid when money is withdrawn from the account. **
Conversely, an Individual Retirement Account (IRA) is an individual account not sponsored by an employer and offers more freedom for choosing investments since they are not limited to an employer’s plan. There are two different types of IRA: Traditional and Roth. Contributions made to a Traditional IRA with un-taxed money and is only taxed upon withdrawal. For Roth IRA, contributions are made with previously taxed money, but you’re not taxed when withdrawing funds**
**Early withdraw penalties and excise taxes may apply. Please consult a tax professional for information specific to you financial situation
CorCap Investments, Inc is Capital Choice's broker-dealer for mutual funds and investments. As a strategic partner, we work with CoreCap to developer custom and unique products and services for our clients.